Terms of Service

1. Acceptance of Terms

By accessing and using Professional Portfolio Systems ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

Professional Portfolio Systems provides educational content, systematic portfolio management frameworks, and market analysis. Our services include:

• Educational portfolio allocation strategies
• Systematic rebalancing methodologies
• Market intelligence and analysis
• Implementation guides and frameworks

We do not: Provide personalized investment advice, manage client assets, or make investment decisions on behalf of clients.

3. User Responsibilities

You agree to:

• Use the service for educational purposes only
• Make all investment decisions independently
• Consult with qualified financial professionals before implementing any strategies
• Maintain accurate account information
• Not share your account credentials

4. Investment Disclaimers

5. Subscription and Payment

Subscription fees are charged in advance and are non-refundable except as required by law or as specifically stated in our money-back guarantee policy. You may cancel your subscription at any time through your account settings.

6. Intellectual Property

All content provided through the Service, including but not limited to text, graphics, logos, and software, is the property of Professional Portfolio Systems and is protected by intellectual property laws.

7. Limitation of Liability

Professional Portfolio Systems shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the service, including but not limited to investment losses.

8. Privacy and Data

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

9. Modifications to Terms

We reserve the right to modify these terms at any time. Users will be notified of significant changes via email or through the service interface.

10. Contact Information

For questions about these Terms of Service, please contact us at [email protected]